Every individual has different concerns when it comes to ensuring they have health insurance coverage. For this reason, it is important to consider all the options and the various plans and providers before making a choice.
One of the popular options is a Medicare Part C plan. The more common name for this is the Medicare Advantage plan. Private insurance companies have different features and optional benefits. Comparing options is the ideal way to find the best Medicare Advantage plans for your health coverage needs.
The easiest way to think of the Medicare Advantage plans is as a combination of Original Medicare and specific extra benefits. Most of these Part C plans also include Part D or prescription drug coverage. At The Turning 65 Advisor, we know the biggest challenge comes in evaluating the benefits of the additional features offered by the plans.
The Additional Benefits
It is worth the time to review the different options available in Medicare Advantage plans. There may be a variety of different benefits, including some dental procedure coverage, including regular cleaning and checkups, eye exams, hearing tests, and glasses and hearing aids.
A number of programs also provide wellness programs for their members, including membership to fitness programs and facilities in your community. Most also offer virtual or telehealth visits as well as transportation to medical appointments.
Each of the Part C plans has different premiums and out-of-cost limitations. They may or may not require members to use doctors and services within their network.
Considering these options is important when choosing your Medicare Advantage plan. Take the time to consider costs, services, and what you think you will need in the upcoming years. For a free consultation on your options, call us at 623-777-3315.