Medicare Supplement Insurance in Peoria & Surprise AZ
Medicare Supplement Plans
As we discussed on the Medicare Basics page, Original Medicare (Part A and Part B) can leave you with some out-of-pocket expenses which depending on your medical condition and treatment plan can really add up! Medicare Supplement, or “Medigap” adds additional coverage options to your existing Medicare plan and is administered through a private insurance company. It helps you pay for things like deductibles, copays, and other qualified healthcare expenses both out of state as well as at your local medical facility in Surprise or Peoria, AZ. It can be used with any provider that accepts Medicare but does have a monthly premium. Think of it like this, if your provider accepts Original Medicare, then they more than likely will also take your Medicare Supplement.
This chart shows basic information about the different benefits that Medigap policies cover. If a percentage appears, the Medigap plan covers that percentage of the benefit, and you must pay the rest. Coverage and costs for 2019 are as follows:
Medicare Supplement Insurance (Medigap) Plans
**For Plans K and L, the Medicare Supplement pays 100% of covered services for the year after the individual has paid the annual Part B deductible and the respective annual out-of-pocket limit.
***Plan N covers 100% of coinsurance for Part B with the exceptions for up to $20 office visits and $50 for outpatient emergency room medical services.