What Is Medicare And What Does It Cover?

by | Nov 29, 2021 | Medicare

Medicare is a health insurance program that is offered through the federal government. People are able to apply for Medicare when they are 65. However, those individuals with specific types of disabilities, or those with end-stage renal disease, are able to apply before they are 65.

In addition, to meet Medicare eligibility requirements, you must be a citizen of the United States or a permanent legal resident living in the country for at least five years. Individuals must also have worked in the USA for at least ten years and paid Medicare taxes annually.

How to Sign Up For Medicare

Let the advisors at The Turning 65 Advisor assist you with all aspects of enrolling in Medicare. We can review the timeline, which is three months before your 65th birthday, the month of your birthday, and three months after that month. It is important to complete Medicare enrollment in that time period to avoid delays in coverage.

The coverage start date will depend on when you signed up. It will either start the first day of your birthday month, the month after, or the month after the month of the enrollment period. You are able to apply for Medicare online, which makes the process much easier.

Medicare covers approximately 80% of Part A (hospital care) and Part B (doctor’s visits and services). In addition, people should consider Medicare Advantage (Part C), which helps offset the coinsurance, deductibles, and copay from Original Medicare. To sign up for Medicare, call us at 623-777-3315.