Which Medicare Advantage Plan Is Best?

by | Jul 22, 2021 | Medicare Advantage

For many individuals, a Medicare Advantage plan, also known as Medicare Part C, offers features and services that are an ideal match for their needs. In addition to combining Medicare Part A and Medicare Part B, different providers of these plans include benefits that are important to consider for anyone applying for Medicare or considering an annual change from an existing provider.

What is The Best?

Most companies market their Medicare Advantage plans as the best for seniors. However, it is not as simple as choosing the plan that offers the most coverage or features. It is critical to strategically select a plan that provides the individual with the type of coverage they need without adding a lot of features that will not be necessary or utilized.

At The Turning 65 Advisor, we work one-on-one with individuals or couples to assist in finding the right Medicare Advantage Plan. As no two individuals have the same needs and potential health issues, we carefully evaluate these needs and then make recommendations as to an HMO or PPO plan with optimal coverage.

What to Consider

A Medicare Advantage plan may have zero monthly premiums, or there may be a smaller monthly premium over and above Medicare Part B premiums. There are differences in fees individuals will pay out-of-pocket for services, which needs to be considered with the additional features offered with the plan.

Many plans provide Medicare Part D coverage (prescription medication) as well as vision coverage. Some providers and plans may also offer fitness club memberships and specialist visits under the plan, while others do not.

It is important to look strategically at what is offered with different Medicare Advantage plans before choosing the one that is right for you. To get started, contact The Turning 65 Advisor at 623-777-3315 for a free consultation.